Here's what you get:
- Homebuyer Certification Certificate
- Credit Report Maximization
- Customized 90-Day Action Plan
- Help Save For Down Payment
- No-Risk Refund Policy
- 90-Day Action Plan
- Monthly Progress Report
- 24/7 Account Access
Our Services
At GetMortgageReadyNow.com we know from experience that improving your credit score takes more than just removing a few erroneous accounts from your report.
The ONLY way to improve your credit score is through a holistic approach by removing negative items, adding positive trade lines and helping you manage your budget.
That means we'll work with you to remove errors on your report that are impacting your credit score. We systematically attack errors such as simple name/address mistakes to items such as bankruptcies, foreclosures, judgments and other negative items that may be wrongly affecting your credit score. We'll help you establish new lines of credit so you can add positive trade lines to your credit report.
Plus, you'll also get complete access to our Home Ownership Education Program, which includes advanced budgeting concepts to help you manage your income and expenses and help you save for a down payment.
This is a process, not an instant fix. But rest assured this is a process that has proven again and again to work for our customers often in as little as a few months. Based on a preliminary analysis we'll tell you if we think it can work for you too.
Here's how it works:
- Once you sign up for GetMortgageReadyNow.com you'll be required to sign up for Equifax's monthly credit monitoring service. The cost is just $14.95/month and you can cancel at any time.
- You'll receive your credit reports from Equifax which will we need to conduct a detailed analysis, identifying the most significant items.
- Working with our seasoned counselors, we'll build a roadmap to help you turnaround your credit. Your counselor is available by phone or email and is always ready to help you.
- You will also have access to your account via computer 24/7 so you can see for yourself how your score is improving.
- Your credit specialist develops custom disputes for each negative item on your report, leveraging the full power of all Federal laws protecting consumer credit. The dispute process is done once a month to allow the bureaus to respond to our requests, gather additional information and make the necessary corrections.
- Within the first 35-45 days, the results of the first round of work on your credit report should be back. Your credit specialist will review the results with you and identify successful deletions (removals).
- We then identify the remaining negative items and begin a new round of disputes demanding the credit bureaus comply with Federal laws.
We do the work for you.
GetMortgageReadyNow.com takes the burden of improving your credit off your shoulders with our automated dispute resolution service. Through our powerful online tools you can communicate with our team, provide updates and track the positive changes to your report.
Customer out of pocket expenses:
| $189.00 | Credit Consultation |
| $295.00 | Secret Weapon #1 |
| $14.95 | Paid to True Credit for monitoring |
| $20.00 | Secret Weapon #2 |
| $518.95 | Total |
Monthly expenses until desired results are achieved:
| $20.00 | Secret Weapon #3 |
| $14.95 | True Credit Monitoring |
| $85.00 | Get Mortgage Ready Now credit repair fee |
| $129.95 | Monthly Total |
Simply sign up and we'll get you into our system, assign you a credit counselor and prepare your case for disputing. Plus, you have absolutely nothing to lose with our No-Risk Refund Policy.
